Flood insurance is a great way to make sure you have the comprehensive coverage you need to recover after a climate disaster. That being said, you’ll want to know exactly what type of flooding your flood insurance covers. For example, does flood insurance only cover natural disasters? Typically, yes. We’ll explain why, as well as how you can get the flood insurance for your home in Columbia, MD, through HBW Insurance Group. 

What Kind of Flooding Does Flood Insurance Typically Cover?

Flood insurance covers flooding from the outside of your home, like rainwater and storm surges. For example, if a pipe bursts and floods your basement, your standard homeowners should cover that. But if your area is hit by a severe storm or hurricane and your home floods as a result, your flood insurance would cover that.

Whether you’re worried about flash floods, hurricanes, or other natural disasters, or you just want the peace of mind knowing you have full coverage, flood insurance is a good investment.

Find Flood Insurance With HBW Insurance Group

You can trust us at HBW Insurance Group to find the right flood insurance for your home. We’re currently serving Columbia, MD.