Living in a condo in Maryland offers a lifestyle that is usually free from a lot of home maintenance and yard work. There are many beautiful condos located all over the state and protecting your condo should be a top priority. Our independent insurance agents with the HBW Insurance Group, Inc can help you compare quotes and rates to find affordable condo insurance that fits your budget.
Most condo unit policies, or HO-6 plans will protect your belongings in the event of a fire or other weather disaster. Since your condo association should provide coverage for the building where you live and common areas shared by all of the residents, you may have some questions about how much condo insurance you need. Cantonsville, MD condo insurance agents can help you determine how much protection you need and help you find a condo policy. You will need to determine the value of your items and how much it would cost to replace your belongings if there was a disaster.
Condo insurance is similar to renters insurance since you only need to cover your own personal belongings, this might include things like electronics, appliances, collectibles and clothing. You may also be responsible for insuring upgrades you have made to your unit. Often condo owners will install granite countertops or hardwood flooring. These items may not be covered by the condo association since not all units have the upgrades. Independent insurance agents with the HBW Insurance Group, Inc will help you determine which items need to be protected and what type of plan you need.
Whether you own a condo in Maryland or in any of the other states we write policies for, we can help you. Our knowledgeable agents can help you review your policies and compare quotes from multiple providers to find condo insurance you can afford. Give us a call today.