There is a requirement for all drivers in Maryland. You need to have auto insurance so that you are legal to drive on the road. While the state mandates that you need to carry a minimum level of liability insurance, it can be advantageous to have even more liability insurance as well as other forms of auto insurance coverage as well.
Various types of additional coverage can be purchased as well. Some of the most popular options include:
- Additional property damage liability
- Additional PIP
- Collision coverage
- Comprehensive coverage
- Uninsured/Underinsured motorist coverage
Not everybody is going to have every form of coverage. However, it can be beneficial to at least know what kind of coverage is out there so that you can decide whether it is right for you or not. The goal is to minimize the amount of money that you could potentially pay out-of-pocket in the event that you are actually involved in a car accident. It’s better to file a claim with the insurance company and let them take care of the majority of costs
You don’t need to contact all of the different insurance companies in the States we service on your own. Our auto insurance agents can help you every step of the way to ensure that you are able to learn more about the coverage options and make comparisons to get an affordable policy.
Call and talk to one of our independent insurance agents at the HBW Insurance Group, Inc today and we can help you.