What Are Things Renter’s Insurance Can Cover?

Renter’s insurance is always a good idea when you rent instead of own. Your landlord has insurance for the building itself, but this does not cover your personal belongings. You will want to do what you can to protect what you own with renter’s insurance. But just what are some of the things renter’s insurance can cover? When you live around Catonsville, MD our staff here at HBW Insurance Group can help answer all of those questions and more. 

Electronics

From your video game system to entertainment equipment, computers, cameras, and everything else in between, you will want to protect your electronics. These are expensive to replace and, in the event of theft or a fire, it can be incredibly expensive to buy all over again. With renter’s insurance, you can protect yourself and cover all your electronics. 

Clothing and Jewelry

Maybe you have designer clothing or purses or shoes. Renter’s insurance can cover all of this. You can also protect jewelry. From jewelry passed down from your family to recent purchases, you can (and should) protect your jewelry. 

Tools

Tools are expensive. A chest of power tools can easily cost you several thousand dollars. And in a flash, if someone rips you off you might be forced to replace it all. Protect yourself and your tools with renter’s insurance. 

Protect Your Personal Belongings

You might not physically own the building you live in but you do own all the electronics, clothes, jewelry, purses, and everything else within your apartment. And you probably don’t want to go about buying these items all over again. So, protect your belongings with renter’s insurance. If you are new to the world of renter’s insurance or you’re searching for quotes and you live around Catonsville, MD, let our staff here at HBW Insurance Group help.